ChatGPT vs Windsurf: Side-by-Side Comparison 2026

ChatGPT vs Windsurf comparison 2026. Side-by-side features, pricing & capabilities.

Feature ChatGPT Windsurf
Category AssistantAI IDE
Starting Price Free Free
Model Family GPT / o-seriesMulti-model
Context Window 32K (Plus) / 196K (Pro)Varies by model (up to 2M with Gemini)
Code Completion
Chat
Inline Editing
Agentic Mode
Multi-File Editing
Terminal Commands
Browser Use
Test Generation
Debugging
Refactoring
Code Review
PR Review
Documentation
Image to Code
Voice Input
App Generation
Deployment
Git Integration
Supported IDEs N/A (standalone)Windsurf (VS Code fork), JetBrains plugins
Open Source NoNo

Pricing verified 2026-02-05. ChatGPT pricing | Windsurf pricing

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Overview

ChatGPT is ai assistant from OpenAI. Windsurf is ai ide from Codeium. Both tools are actively maintained as of 2026.

ChatGPT: What You Get

ChatGPT — Conversational AI from OpenAI. General + Coding.

  • AI chat
  • Test generation
  • Debugging
  • Code review

Pricing: Free / $8/mo. 6 plans available.

Models: GPT-5.2, GPT-5.2 Thinking, GPT-4o, o1, o1-mini

Windsurf: What You Get

AI-first IDE with Cascade — an agentic assistant that understands your codebase and makes multi-file changes. Also available as Windsurf Plugin for VS Code and JetBrains.

  • Cascade agentic AI
  • Code completions
  • Multi-file editing
  • Terminal integration
  • Codebase search
  • Windsurf Plugin for other editors

Pricing: Free / $15/mo. 4 plans available.

Models: Claude Sonnet 3.7, Claude Opus 4.5, GPT-5.2-Codex, Cascade, Gemini, DeepSeek

Key Differences

  • Category: ChatGPT is ai assistant, Windsurf is ai ide.
  • Agentic mode: Windsurf supports agentic mode; ChatGPT does not.
  • Model family: ChatGPT uses GPT / o-series; Windsurf uses Multi-model.

Which Should You Choose?

Choose ChatGPT if you want AI-powered coding assistance. Choose Windsurf if you want Cascade agent makes autonomous multi-step changes. Both tools are strong options — the right choice depends on your workflow and priorities.

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