ChatGPT vs Cursor: Side-by-Side Comparison 2026

ChatGPT vs Cursor comparison 2026. Side-by-side features, pricing & capabilities.

Feature ChatGPT Cursor
Category AssistantAI IDE
Starting Price Free Free
Model Family GPT / o-seriesMulti-model
Context Window 32K (Plus) / 196K (Pro)Varies (up to 2M with Gemini)
Code Completion
Chat
Inline Editing
Agentic Mode
Multi-File Editing
Terminal Commands
Browser Use
Test Generation
Debugging
Refactoring
Code Review
PR Review
Documentation
Image to Code
Voice Input
App Generation
Deployment
Git Integration
Supported IDEs N/A (standalone)Cursor (standalone VS Code fork)
Open Source NoNo

Pricing verified 2026-02-05. ChatGPT pricing | Cursor pricing

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Overview

ChatGPT is ai assistant from OpenAI. Cursor is ai ide from Cursor (Anysphere). Both tools are actively maintained as of 2026.

ChatGPT: What You Get

ChatGPT — Conversational AI from OpenAI. General + Coding.

  • AI chat
  • Test generation
  • Debugging
  • Code review

Pricing: Free / $8/mo. 6 plans available.

Models: GPT-5.2, GPT-5.2 Thinking, GPT-4o, o1, o1-mini

Cursor: What You Get

AI-powered code editor built on VS Code with deep AI integration for code generation, editing, and chat.

  • AI autocomplete
  • Chat with codebase
  • Multi-file editing
  • Terminal commands
  • Code explanation
  • Bug detection

Pricing: Free / $20/mo. 6 plans available.

Models: Claude Opus 4.1, Claude Sonnet 4/4.5, GPT-5, GPT-4.1, Gemini 2.5 Pro (2M), o1

Key Differences

  • Category: ChatGPT is ai assistant, Cursor is ai ide.
  • Agentic mode: Cursor supports agentic mode; ChatGPT does not.
  • Model family: ChatGPT uses GPT / o-series; Cursor uses Multi-model.

Which Should You Choose?

Choose ChatGPT if you want AI-powered coding assistance. Choose Cursor if you want Full-featured AI IDE for professional development. Both tools are strong options — the right choice depends on your workflow and priorities.

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